The Credit Union Difference

Like all Credit Unions, we operate as a not for profit co-operative which is owned and run by our members, for our members.
As a mutual financial services provider, our members – that could be you – are the most important consideration in everything we do.
Any surplus that we generate is re-invested in the Credit Union to the benefit of all members, primarily by way of a dividend return on your savings.
Established by Police Officers in 1989, we are the only Credit Union in Scotland offering financial services exclusively to all serving and retired police employees across Scotland and thanks to our members we are one of the largest credit unions in the UK today offering you:

  • A range of financial products that suits your needs
  • A personal, friendly and professional service
  • A flexible approach to dealing with your financial wellbeing
  • An alternative, ethical, financial organisation


  • Financial Help

    If you are finding it difficult to meet your financial obligations, you are not alone. Let us help you, so get in touch for our confidential services.

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  • SPCU Social

    Have you checked out our social media accounts @ScotsPoliceCU - just click the icons below. It's a great way to keep up to date with what's going on at YOUR Credit Union.

  • Savings

    Saving with your Credit Union is very easy as most of our members can make payments through salary deduction. For those who cannot, payments can be made by direct debit.

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