“Members’ lives matter” so you can trust us to help you – it’s personal to us. You’re not a number!
And remember it’s totally confidential.
Many commercial companies offer various options for debt management such as trust deeds and sequestrations.
Beware of the pitfalls of these ‘debt solutions’ as they can have a negative impact on your finances long term. These companies also operate to make a profit from you!
STOP, take a breath and consider all your options. DON’T be pushed into making a quick decision.
At SPCU we have a bespoke loan product for debt consolidation.
The maximum available is £25,000.
You cannot apply for this loan online.
Please either call us on 0141 771 1314 where you will be able to have a confidential chat with one of our trained staff members.
Alternatively you can use the contact form at the side of this page. Please send as much detail as you can about your situation and we will call you back.
We will ask you to provide full details of your monthly income and outgoings as well as your creditors, monthly payments and outstanding balances.
As a member of the Credit Union, you have access to a “free” money advice service. If we are unable to lend to you to clear your debt, we would give you the option to be referred to StepChange debt charity.
They have trained money advisors who can look at other options available to you and there is no cost for this.
Please note that neither the Credit Union, nor any other money advice agency we may refer members to, will charge you for their assistance.
We do not use representative rates, the rates are applicable to the amount you borrow and all successful applications get the rate we quote.
Loan Protection, Life Savings Cover and our innovative Payment Waiver Scheme are just some of the ways "We've got your back"
Getting your hands on your free Card Defender is easy, all you have to do is contact us on 0141 771 1314 and confirm your membership details and we'll send one out.