You can apply at any time of the year – and have your Christmas spend paid off in 12 months.
Borrow as little or as much of the £1500 that you need.
Spread the cost over up to 12 months. It’s fully flexible to your needs!
Remember our Loan rates ‘Beat the Banks’ on amounts up to £2,999** – and they are guaranteed to be the same for every member who applies!
** Correct as at 4th July 2018
We do not use representative rates, the rates are applicable to the amount you borrow and all successful applications get the rate we quote.
Loan Protection, Life Savings Cover and our innovative Payment Waiver Scheme are just some of the ways "We've got your back"
Getting your hands on your free Card Defender is easy, all you have to do is contact us on 0141 771 1314 and confirm your membership details and we'll send one out.