Whether your looking to give the house a quick facelift or build that granny flat so you can see more of the mother in law, a Home Improvement loan from Scottish Police Credit Union can help you create that home sweet home.

Features & Benefits

  • includes furniture and furnishings
  • available to all members after 1st regular deposit
  • borrow any amount up to £25,000
  • repay between 6 and 60 months for loans less than £10,000
  • repay between 6 and 120 months for loans £10,000 – £25,000
  • can be refinanced for further Home Improvements up to the limit of £25,000
  • free loan protection insurance (T & C’s Apply)
  • free payment waiver protection insurance (T & C’s Apply)
  • no set up fees or early repayment penalties
  • guaranteed loan interest rates not representative rates (click here for up to date rates)

Please note that savings held in your membership account are secured against your total outstanding loan balances and access to them is restricted while your total loan balance is higher than your savings. This helps mitigate any potential losses should you find yourself unable to make your loan repayments and protects the wider membership.


  • Loans

    We do not use representative rates, the rates are applicable to the amount you borrow and all successful applications get the rate we quote.

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  • Member Services

    Loan Protection, Life Savings Cover and our innovative Payment Waiver Scheme are just some of the ways "We've got your back"

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  • Free Member Products

    Getting your hands on your free Card Defender is easy, all you have to do is contact us on  0141 771 1314 and confirm your membership details and we'll send one out.

    Call: 0141 771 1314