It’s the best deal around to start enjoying retirement – before retiring!

If you have more than 6 months and less than 4 years to you retire, you can apply for this loan!

We need a pension projection and your retirement date to assess your eligibility. We will also ask you to provide us with income & expenditure details.

Members have already enjoyed:

  • Home Improvements
  • New Car
  • Paying off debt early
  • Helping kids with mortgages
  • Caravan Purchases


To find out more or to apply for this loan, call our team on 0141 771 1314.  

You can also view our Key Facts sheet by clicking here.

Please note all applications are subject to approval and funds being available. This is an interest only loan therefore monthly repayments cover interest only and the full value is payable upon retirement.

What if I’m not an existing member?

Don’t worry! This product is available to both new and existing members.

Fill in our online join form and drop us an email to let us know you are interested in applying for the Pre-Retirement Loan.

Funds are limited therefore if you only wish to join to apply for a Pre-Retirement Loan, please ensure you call and check available funds first. 


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