Who are we?

The Scottish Police Credit Union is…

…a member owned financial services company exclusively serving the law enforcement community in Scotland. To see if you qualify to join thousands of your colleagues and their families saving and borrowing sensibly with their Credit Union just click the “Read more” button below.
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We make sure your money is in safe hands

Like all Credit Unions, we operate as a not for profit co-operative which is owned and run by our members, for our members. This means we can put people before profit.
As a mutual financial services provider, our members -that could be you – are the most important consideration in everything we do.
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Chief Executive’s Message

A welcome from George Nedley

It is my honour to lead the day to day performance of your Credit Union and push this great organisation on to further success. Our dedicated team believe in the Credit Union and the difference we make in helping all members with their lives. The police family has a stressful role, so let us support all your financial needs in a personal and caring way..
When we say “we’ve got your back”, we really mean it.

Gift the power of SPCU this Valentine’s 💙

That’s right, it’s time to win with SPCU! We’re giving you and all of our New Members the chance to win this month 😎

Any New Member that joins the Credit Union in February and refers to an existing member will be entered in a prize draw to win £50 for themselves AND £50 for their referee 💸

There will be 5 winners selected from our New Members so why wait? Spread the love and get your family, colleagues, and friends within the police family to join now!

Click here to join!

*Closes at 12pm on the 29th of February 2024. Winners will be contacted and announced on the 1st of March 2024.*

*T&C’s Apply


  • Loans

    We do not use representative rates, the rates are applicable to the amount you borrow and all successful applications get the rate we quote.

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  • Member Services

    Loan Protection, Life Savings Cover and our innovative Payment Waiver Scheme are just some of the ways "We've got your back"

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  • Free Member Products

    Getting your hands on your free Card Defender is easy, all you have to do is contact us on  0141 771 1314 and confirm your membership details and we'll send one out.

    Call: 0141 771 1314