The Budget Beat

Your trusted resource for all things money management, exclusively for members of the Scottish Police Family.

A Quick Note: We’re here to inform and inspire, not advise. The Budget Beat provides general educational content. For personalised financial advice tailored to your circumstances, please consult a qualified professional.

Ready to get a handle on your financial well-being? Let’s dive in!

Welcome to our blog

The Scottish Police Credit Union runs on one main principle, people, not profit.

As a member-owned co-operative, we are dedicated to the financial wellbeing of the entire Scottish Police Family. That’s why we’ve created our brand new blog to help our members!

The Budget Beat with SPCU is your new space for informed discussion and essential financial knowledge straight from YOUR credit union.

Here, we’ll dive into financial fundamentals like saving, borrowing, and credit, highlight things to look out for such as scams and market trends, and discuss broader economic matters, all alongside bringing you the latest credit union news.

Read our latest article below!

School Uniform Loan

Available to all eligible members for the purchase of School Uniform. Borrow up to £500 over 6 to 10 months at 6% APR. 

Applications can be made between June and August each year. 

Illustrative Example – Loan £500 over 10 months @6%APR; 10 monthly payments of £52, Total Interest Payable £13.24

For more information on our School Uniform Loan please click here.

  Minimum Maximum
Loan Value - £500
Term 6 Months 10 Months

Loan Protection

Every approved loan with SPCU comes with Loan Protection cover included at no extra cost up to the age of 75. T&C’s apply.

Sickness Absence Cover

Every approved loan with SPCU comes with Sickness Absence cover included at no extra cost. You can make a claim for Sickness Absence if you have been/are on sick leave consecutively for 4 months or longer. T&C’s apply.

For more information on Loan Protection or Sickness Absence Cover click here.